Medicare Selection Guide
Turning 65 soon
Learn how to enroll and avoid lifelong late-enrollment penalties.
Existing Medicare
Unsure about your plan? Let’s review your costs and networks together.
Still Working
Compare employer coverage with Medicare to see which fits better.
Helping a Parent
Get expert guidance for your loved one’s healthcare transitions.
Part A: Hospital Insurance
- Covers: Inpatient stays, skilled nursing, and hospice care.
- Who it’s for: Everyone eligible for Medicare; typically no premium if you worked 10 years.
- Key Pros: Basic protection for major medical events.
- Watch-outs: Doesn't cover doctor visits or outpatient services.
Part B: Medical Insurance
- Covers: Doctor visits, outpatient care, tests, and preventative services.
- Who it’s for: Those needing routine and necessary medical care outside hospital.
- Key Pros: Essential coverage for health maintenance.
- Watch-outs: Has a monthly premium and 20% coinsurance without supplement.
Part C: Medicare Advantage
- Covers: Combines A, B, and often D; includes dental, vision, hearing.
- Who it’s for: Seniors looking for lower monthly premiums and extra perks.
- Key Pros: Predictable out-of-pocket maximums and inclusive benefits.
- Watch-outs: Networks may restrict your choice of doctors.
Part D: Drug Coverage
- Covers: Prescription medications to lower your costs.
- Who it’s for: Anyone on Original Medicare needing drug coverage.
- Key Pros: Helps avoid high costs for maintenance or specialty prescriptions.
- Watch-outs: Enrolling late can lead to permanent penalty fees.
Expert Guidance for Your Medicare Journey
Medicare is one of the most important decisions you'll make for your future health. George Storey simplifies the process by providing calm, educational insights into Part A, B, C, and D. Whether you are transitioning to retirement or helping a loved one, you can rely on clear explanations and a steady hand to help you navigate your options with confidence.
Unbiased information on plan types and state-specific regulations.
Educational approach focused on your long-term health and budget.
Continuous support to ensure your coverage stays aligned with your needs.